General Insurance

天天保險 溫哥華

General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance typically comprises any insurance that is not determined to be life insurance.   It is sometimes called property and casualty insurance.

General insurance is broadly divided into two areas: commercial lines and personal lines  .

Commercial lines products are usually designed for relatively small legal entities. These would include workers' comp (employers liability), public liability, product liability, commercial fleet and other general insurance products sold in a relatively standard fashion to many organisations. There are many companies that supply comprehensive commercial insurance packages for a wide range of different industries, including shops, restaurants and hotels.

Personal Lines products are designed to be sold in large quantities. This would include homeowners (household), auto (private car) ,pet insurance, creditor insurance and others.

For Enquire and more information

Is Your Home Insurance Up-to-date?

For a Personal Property Inventory Forms.

To Report a Claim

For Wawanesa
After Hours CLAIM EMERGENCY - (for BC Branch and Yukon)
(604) 643-8933

  • To learn more about the Claim Process, click here

    For Optimum West     claims@optimumwest.bc.ca

    For Intact insurance

       24/7 claim services

    For an ICBC Claim

    Useful information

    British Columbia Forest Fires
    Ministry of Forests « The Home Owners FireSmart Manual »

  •  Above information are provided by Wawanesa

    Crime Prevention Tip

    General Information:

  • Canadian Red Cross
  • Insurance Institute of Canada
  • Insurance Bureau of Canada
  • Insurance Bureau of Canada - P&C Insurance Glossary
  • Thompson's World Insurance News
  • Canadian Underwriter

    Above information are provided by Optimum West